ELCA NEWS SERVICE October 15, 2008 Stewardship Tips for Congregations in a Time of Financial Crisis 08-176-MRC CHICAGO (ELCA) -- The fall is generally a time when many congregations of the Evangelical Lutheran Church in America (ELCA) invite members to make an annual financial pledge or estimate of giving to the church. But given the current economic downturn in the United States, some Lutherans may find it difficult to remain steadfast in their giving as the Sunday morning offering plate travels across the pew. "Financial downturns create uncertainty and fear," said Ed Kruse, ELCA director for stewardship. But Kruse said that "generosity has never been a matter of how much money we have." He offered several tips for congregations who "want to grow a culture of generosity." Kruse's message to congregations is not to ignore the economic downturn and not to panic. "It's important for congregations and pastors to address financial factors in ways that do not escalate fear, nor as we are wearing rose-colored glasses," he said. A second tip Kruse offered is to transform spending habits. Congregations are well advised to review their entire spending plan as soon as possible, identify any "bad spending habits" and ask questions like "Where is God in the decision-making process? What do we hear God saying to us?" said Kruse. "Or is God saying, 'Just trust me. I have been with you throughout your life, as a family and as a congregation. I'm not going to abandon you now.'" Although the spiritual message may be that "it's going to be OK," said Kruse, spirituality, reason, logic and "the math" suggests different things to different people. "It's important to take people's anxiety seriously," he said. The financial downturn is also a good time to build a reserve for the future, said Kruse. "Is this a time to quit saving? Absolutely not, it's just the opposite. As a family, as a congregation, we can do that. That kind of thinking is not short-sighted. It's solid." Another tip Kruse offered is staying on a percentage giving plan, such as tithing or proportional giving. When maintaining a percentage with lower income, the actual amount of money goes down, and that flows from our discipleship, our faith practice, he said. "There shouldn't be guilt if people need to make a decision to reduce their percentage of giving, because here the gospel trumps the law." Kruse said congregations are taking creative approaches to stewardship. One congregation decided to check in with members and listen to how the economic downtown is affecting them. Another congregation "is unsure if the church will be able to remain open for the rest of the year. For such a congregation," said Kruse, "it was helpful to call the synod and ask someone for help in evaluating the situation." There are two principles that seem to be in operation for Lutheran congregations in light of the U.S. financial downtown, said Kruse. First, "What are the warnings that God is encouraging us to notice, without leading people to feel guilty, as we take corrective action or make mid-course corrections? Second, how do we encourage continued generosity without sounding self-serving?" he said. "A reduction of income simply does not affect the spirit of generosity in one's heart," said Kruse. He said Lutherans "do not give because we have to but because we have grateful hearts to God in Christ." - - - Information about ELCA stewardship is at http://www.ELCA.org/Stewardship on the Web. For information contact: John Brooks, Director (773) 380-2958 or [log in to unmask] http://www.elca.org/news ELCA News Blog: http://www.elca.org/news/blog